“Interested homebuyers who wish to move to Saluda River Club, the beautiful master-planned community in Lexington, will be pleased to learn about a new Conventional Loan Program that is now offered by SunTrust,” notes Bryan Baldwin, Loan Officer with SunTrust Mortgage. The same program is also available for buyers in Kleckley Colony.
As Bryan explains, SunTrust currently offers a new Conventional Loan that includes 97% Financing with a Loan Limit of $424,100, reduced MI rates and no first time homebuyer requirement.
In addition, this particular program does not specify an income limit, and its credit score requirement is not restrictive. The down payment can be fully gifted, and no payment reserves are required after the closing.
“These loans are approved based on credit, and can be offered on 20- or 30-year terms,” says Bryan. “It is an excellent financial tool if you are in the market for a home that is more expensive than $271,500, today’s FHA limit. Please call me if you have any questions.”
Bryan, who grew up in Lexington, SC and completed Lexington High School in 2001, graduated from the University of South Carolina in Columbia with degrees in Finance and Accounting – Magna Cum Laude – in 2005. While in college, he started in banking since 2002 and has been working in the mortgage banking field as a loan officer since 2005, and served as VP and then President of the Mortgage Lenders Association of Greater Columbia from 2009 to 2013.
Bryan Baldwin will be happy to sit down with all homebuyers at Saluda River Club to provide the necessary details about any of the excellent financial products offered by SunTrust Mortgage. Please feel free to contact him directly to set up an appointment:
To learn more about the gorgeous new homes currently available at Saluda River Club, please schedule a visit soon. For more information or directions, please call 803-358-3969 or visit www.saludariverclub.com.