Recently, we sat down with Bryan Baldwin, mortgage banker, who has been with NBSC/Synovus Mortgage since February 2010.
He told us about a number of solid and innovative financial products available to potential new home buyers at Saluda River Club.
Changes for Home Buyers Considering a New Home in Saluda
“At NBSC/Synovus Mortgage, we have come out with a few niche products aimed at the upper end of the housing market, perfect for home buyers who are considering a beautiful new home in Saluda River Club,” explains Baldwin.
“First, there is our SMC (Synovus Mortgage Corp.) Jumbo program, which effectively cuts the customary 20 percent down payment requirement in half for individuals whose borrowing needs exceed $417,000 up to $1 million. We do this with a single mortgage loan (not split into a first and variable rate second) and we don’t charge mortgage insurance.
“Second, our New Physician/Dentist loan eliminates the down payment requirement for eligible physicians and dentists up to a $1 million loan. To clarify, yes, that is 100 percent financing with no mortgage insurance up to $1 million!”
In addition, notes Baldwin, “We also have very competitive pricing on all of our conventional and government loans backed by Fannie Mae, FHA, USDA and VA.”
Baldwin, who grew up in Lexington, South Carolina and completed Lexington High School in 2001, graduated from the University of South Carolina in Columbia with degrees in Finance and Accounting – Magna Cum Laude – in 2005. While in college, he started in banking since 2002 and has been working in the mortgage banking field as a loan officer since 2005, and served as VP and then President of the Mortgage Lenders Association of Greater Columbia from 2009 to 2013.
Synovus Mortgage Corp. is the mortgage banking subsidiary of Synovus Bank and handles all first mortgage residential loans for each banking division.
According to Baldwin, “Synovus Bank is one of the largest community banks in the Southeast, providing powerful solutions you may not expect from a community bank. We operate under 28 different trade names, NBSC being the one in South Carolina, that reflect our deep ties to the communities we serve. While the names are different, each division shares a commitment to building long-term relationships and providing responsive, caring service.”
In total, Synovus Bank has 271 branches and 355 ATMs in Georgia, Alabama, South Carolina, Florida and Tennessee.
Bryan Baldwin, who lives in North, South Carolina will be happy to sit down with home buyers and realtors in Lexington, South Carolina to provide the necessary details about any of the outstanding financial products offered by NBSC/Synovus Mortgage Corp. Please feel free to contact him directly to set up an appointment.
Synovus Mortgage Corp.
1221 Main Street
Columbia, SC 29201
Bryan Baldwin, Mortgage Banker
Synovus Mortgage Corp.